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Sinking Funds Tracker

Stop getting blindsided by car repairs, holidays, and annual bills. See exactly how much to transfer to savings each month per fund.

Ideal if irregular expenses keep wrecking an otherwise decent monthly budget.

• Target, saved, months-left inputs
• Auto monthly set-aside per fund
• One dashboard number to transfer
• Funded / saving / due-now status
• Optional activity log

Opens in Google Sheets (File → Import) and Microsoft Excel. No macros. Formulas use widely supported functions.