Spreadsheet templates that actually fit how you get paid.

Biweekly budgets, debt payoff, sinking funds, 1099 tax set-asides, and side-hustle trackers — ready for Google Sheets or Excel. No subscription.

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The catalog

Each template is a focused tool for one money job — not a 40-tab monster.

Biweekly Paycheck Budget preview

Biweekly Paycheck Budget

Plan every dollar of a every-other-week paycheck. Handles 3-paycheck months, splits bills across paydays, and shows leftover before you spend.

Debt Snowball & Avalanche Planner preview

Debt Snowball & Avalanche Planner

List your debts once, add extra payment power, and compare Snowball (smallest first) vs Avalanche (highest APR first) with a month-by-month checklist.

Sinking Funds Tracker preview

Sinking Funds Tracker

Stop getting blindsided by car repairs, holidays, and annual bills. See exactly how much to transfer to savings each month per fund.

1099 Freelancer Tax Set-Aside preview

1099 Freelancer Tax Set-Aside

Estimate how much to set aside from every freelance payment for federal, self-employment, and state tax — then track quarterly estimated payments.

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Every current template plus future additions to this catalog. One payment.

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Templates were built with AI assistance and then tested. See About / FAQ.